By using this site or downloading anything from it, you agree to these terms. If you do not agree, please do not use the site or its downloads.
Who we are
This site is operated by Fix Credit Fast Guide, part of the CreditGen10X family of consumer-credit resources ("we," "us," "our"). These terms govern diy.creditgen10x.com, its blog, its free 7-Day Credit Cleanup Checklist, and its paid How to Fix Your Credit Fast guide (together, the "Service").
Eligibility
You must be at least 18 years old and able to form a legally binding contract to use the Service. By using the Service, you confirm that you meet these requirements.
What the Service is
The Service provides general educational information about reviewing credit reports, identifying possible errors, submitting written disputes, and managing credit responsibly. It is not legal, financial, tax, or credit repair advice, and it is not a substitute for professional guidance. See our Disclaimer for details.
Your account and the information you provide
When you request the free checklist or purchase the guide, you agree to provide accurate, current information, including a working email address. You are responsible for keeping any download link or file you receive secure.
License to use the guide and checklist
When you download the free checklist or purchase the guide, we grant you a personal, non-exclusive, non-transferable license to use it for your own credit repair efforts. You may not:
- Resell, redistribute, publish, or share the PDF files or their contents outside your own household.
- Use the material to build a competing product or service.
- Remove any copyright, trademark, or attribution notice from the material.
All content, design, and downloadable materials remain the property of Fix Credit Fast Guide and its licensors.
Payment, pricing, and delivery
- The guide is sold as a one-time digital purchase. Pricing is shown on the site at the time of purchase.
- Payments are processed by a third-party payment processor. We do not store your full payment card details.
- Because the guide is delivered instantly as a digital download, all sales are final and non-refundable once the download link has been delivered, except where required otherwise by law. If you believe you were charged in error, contact us and we will look into it.
Acceptable use
You agree not to:
- Submit false, fraudulent, or misleading information through our forms.
- Use the Service for any unlawful purpose, including to prepare fraudulent disputes, false identity-theft claims, or fabricated documents.
- Attempt to interfere with, disrupt, or gain unauthorized access to the Service or its underlying systems.
- Scrape, copy, or republish substantial portions of the site or its content without permission.
No guaranteed outcomes
We do not guarantee that any account will be deleted, corrected, or changed, that your credit score will increase by any amount, or that you will be approved for any loan, card, or lease. Results depend on what is actually in your file, the accuracy of your claims, the strength of your evidence, and factors outside our control. See our Disclaimer for the full explanation.
Third-party links and services
The Service links to third-party websites, including AnnualCreditReport.com, the credit bureaus, the CFPB, the FTC, and payment or email providers. We do not control and are not responsible for the content, policies, or practices of those third parties.
Disclaimer of warranties
The Service and all content are provided "as is" and "as available," without warranties of any kind, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or completely secure.
Limitation of liability
To the fullest extent permitted by law, Fix Credit Fast Guide and its owners, contributors, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of income, profits, or data, arising from your use of the Service. Our total liability for any claim relating to the Service will not exceed the amount you paid us in the twelve months before the claim arose.
Indemnification
You agree to indemnify and hold Fix Credit Fast Guide harmless from any claims, losses, or damages, including reasonable legal fees, arising from your misuse of the Service or your violation of these terms.
Governing law
These terms are governed by the laws of the jurisdiction in which Fix Credit Fast Guide operates, without regard to conflict-of-law principles, except where local consumer protection law provides otherwise.
Changes to these terms
We may update these terms from time to time. The "last updated" date at the top of this page reflects the most recent revision. Continued use of the Service after a change means you accept the updated terms.
Contact us
Questions about these terms can be sent to support@creditgen10x.com.